Lost or Stolen Card

Quick and secure steps to protect your account when your card is missing

Emergency 24/7 Support

If your card has been lost or stolen, call us immediately to block it

support@bespeakuniononline.org

Available 24 hours a day, 7 days a week

Report by Phone

Immediate card blocking and 24/7 customer support for urgent situations

Mobile Banking

Instantly freeze your card using our mobile banking app

Online Banking

Report lost card and order replacement through online banking

Log In

What to Do When Your Card is Missing

1

Report Immediately

Contact us right away to prevent unauthorized transactions. Your card will be blocked instantly.

2

Check Recent Activity

Review your recent transactions online or via our app for any suspicious activity.

3

Order Replacement

Request a new card. Standard delivery is 3-5 business days, or choose express delivery.

4

Update Payments

Remember to update your card details for any recurring payments or subscriptions.

Security Tips

  • Never share your PIN, password, or security codes with anyone
  • Enable transaction alerts in our mobile banking app
  • Regularly check your account statements for unauthorized activity
  • Use strong, unique passwords for your online banking
  • Be cautious of phishing emails or calls asking for your card details

Frequently Asked Questions

How quickly can I get a replacement card?

Standard replacement cards are delivered within 3-5 business days. We also offer express delivery (1-2 business days) for a small fee.

Am I liable for fraudulent transactions?

If you report your card lost or stolen immediately, you're protected against fraudulent transactions under our zero-liability policy.

Can I temporarily freeze my card if I just misplaced it?

Yes, you can temporarily freeze your card using our mobile banking app. If you find it later, you can unfreeze it immediately.

What if I find my card after reporting it lost?

Once a card is reported lost or stolen, it's permanently blocked for security reasons. You'll need to use your replacement card.

Will my card number change with the replacement?

Yes, for security reasons, your replacement card will have a new card number, expiry date, and security code.